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Mortgage Analyst

Company: First National Bank of America
Location: East Lansing
Posted on: September 21, 2022

Job Description:

OverviewWhat you should know about the roleThe Mortgage Analyst position performs various HMDA and CRA related tasks pertaining to the Home Mortgage Disclosure Act and the Community Reinvestment Act to ensure the bank's compliance efforts are maintained on a daily basis. What you should know about First National Bank of America The word "exceptional" can mean two slightly different things: (1) "unusual or uncommon", and (2) "outstanding, remarkable, or special." We strive to fit both meanings. This is not your typical bank. At FNBA, we set out to be an exceptional bank and practice the culture, "Work hard, have fun and prosper" while consistently making good decisions surrounding our products, our people and our services so that we can provide an exceptional experience for our customers, in a way that adds value to everyone. Our success is attributed to the way our team works together, we encourage each other to grow both personally and professionally every day. As a result, you'll find a positive work environment that is remarkable and unlike any other banking services company. Job Type: Full-Time Location: On-site in our East Lansing, MI office Responsibilities

  • Learn and maintain current knowledge of the Home Mortgage Disclosure Act and the Community Reinvestment Act regulations
  • Have the ability to learn the different origination systems the bank utilizes in regards to complying with HMDA and CRA
  • Perform daily review of loan files to ensure information is reported accurately on the HMDA LAR (Loan Application Register)
  • Including determining if the loan files reviewed are to be reported for HMDA
  • Perform periodic review of loan files to ensure information is reported accurately on the CRA LR (Loan Register)
  • Including determining if the loan files reviewed are to be reported for CRA purposes
  • Ensure that errors related to HMDA and CRA reporting are corrected in the necessary systems the bank utilizes for HMDA and CRA reporting
  • Ensure that all records are properly entered into the HMDA software applications
  • Continue to build proficiency of HMDA and CRA regulations through bank offered trainingQualifications
    • Adaptable and accepting of change
    • Attention to detail and accuracy
    • Critical thinking
    • Sound and accurate judgement
    • Well organized with the ability to manage multiple tasks and work to time sensitive deadlines
    • Excellent oral and written communication skills in order to communicate issues and errors to different departments when needed
    • Working knowledge of Microsoft Office Programs with an emphasis on ExcelPREFERRED EDUCATION/EXPERIENCE
      • One year of general banking or regulatory agency experience with an emphasis in loan compliance, or equivalent level of education and experienceWork Environment:Position will often be in a busy office environment. The ability to multitask and focus in this environment is essential. Employee benefits
        • Medical - Multiple plans to choose from including HSA and traditional. Premiums as low as $0.00
        • Dental - Premiums as low as $0.00
        • Vision - Low premium Plan
        • Paid Time Off (PTO)
        • 401k with employer match
        • Adjustable desks that can be raised or lowered to sit or standFirst National Bank of America recognizes that the quality of our people is the foundation for our success. Attracting exceptional individuals who value a challenging work environment that rewards the contributions of its people is the cornerstone of our hiring philosophy.Note: These statements are intended to describe the general nature and level of work involved for this job. It is not an exhaustive list of all responsibilities, duties, and skills required for this job. First National Bank of America is an Equal Opportunity Employer.

Keywords: First National Bank of America, East Lansing , Mortgage Analyst, Professions , East Lansing, Michigan

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